In spite of the detail that goes into the title search and examination when buying your home, hidden title hazards can emerge after closing. These hazards could include a forged signature on the deed which would mean the transfer of ownership is invalid, an unknown heir to the property who is claiming ownership, or even mistakes in public record. Owner’s title insurance offers financial protection for as long as you have interest in the property, and in the event that a title hazard arises, the title insurer will pay for defending against these attacks on title. Regardless if the home you are buying is 5 years old or 50 years old, owner’s title insurance is a smart investment. See what the Wall Street Journal has to say in this Q and A “Why Buy an Owner’s Title Insurance Policy?”.