Title Insurance – Hodge & Temple, PC

Why Buy Owner’s Title Insurance?

In spite of the detail that goes into the title search and examination when buying your home, hidden title hazards can emerge after closing. These hazards could include a forged signature on the deed which would mean the transfer of ownership is invalid, an unknown heir to the property who is claiming ownership, or even mistakes in public record. Owner’s title insurance offers financial protection for as long as you have interest in the property, and in the event that…

Refinancing and Owner’s Title Insurance

December 29, 2015

Insurance, Refinancing

When you refinance a property, you are acting in good faith that your new lending bank will transfer money to your original lender without any hiccups. But good faith won’t protect your money from any malicious activity. Atlantan Clark Howard asks the question, “what if the money is stolen while being wired from bank or bank?” The answer? Owner’s Title Insurance. In the article, “Why you need owner’s title insurance when you do a refinance,” Clark explains what Owner’s Title…